Aviva Online Insurance

Welcome to Aviva Online Insurance

Aviva India is a joint venture between one of the country's oldest and largest groups, Dabur, and Aviva Group, one of the UK's largest insurance group, whose association with India dates back to 1834.
Aviva I-Life
Aviva i-Life is a pure life insurance cover at a very nominal cost. To offer you convenience at your fingertips, you can buy this term plan online to save the time and effort that would have been otherwise required.
The Benefits
Death Benefit :  Incase of your unfortunate death during the policy term, the Sum Assured will be paid to the beneficiary in your family to take care of their future needs.
Maturity Benefit :  This is a pure protection plan and hence there is no maturity benefit payable.
Tax Benefit :  Tax Benefits as per Section 80C will be applicable. Tax laws are subject to change.
Service Tax:  Service tax & Education Cess will be charged, as applicable from time to time.

Eligibility :

Sum Assured Minimum : Rs. 25,00,000
Maximum : no limit (depends on underwriting)
Entry Age Minimum : 18 years last birthday
Maximum : 55 years last birthday
Maturity Age Maximum : 70 years last birthday
Premium Payment Frequency Yearly, half-yearly
Policy Term Minimum : 10 years
Maximum : 35 years
Premium Payment Term Equal to the policy term
Payment Frequency Yearly, half-yearly (the modal factors are: 1.0000 & 0.5108 respectively). Alteration between yearly and half-yearly modes of premium payment is allowed at any policy anniversary subject to payment of alteration charge which is Rs. 100 at present and subject to review from time to time.
Rebate on Large Sum Assured Premium rates depend on the size of the Sum Assured ranges - less than Rs. 50 lacs, Rs. 50 lacs to less than Rs.1 Cr, Rs.1 Cr to less than Rs. 5 Cr and Rs. 5 Cr & above.Please refer to the premium quotation for the instalment premium for your proposal.
Rebate for Female Lives An additional rebate for female lives of 5% on the tabular premium rates for male lives.
Your Date Of Birth* : Date Picker(DD/MM/YYYY)
Gender * :
Select Your Mode of Payment *:
Select Your Policy Term *:
Select Plans Based On *:
Enter your Name* :   
Email Id * :
Mobile No *:
Telephone No *:
State* :
Promotion Name :
(If you do not have any promotion code, please leave the field empty)
Type the characters as you see in the picture below*.

Letters are not case-sensitive

I have read the Terms & Conditions and agree to them

Know More About This Product
When premiums are not paid within grace period :

If regular premiums are not paid within the grace period of 30 days from due date of premium, your policy will lapse and the life cover will cease immediately. The policy will not acquire any surrender or paid up value.
Reinstatement of a lapsed Policy :
If your policy lapses anytime during the term,it can be reinstated within two years from the date of first unpaid premium. To reinstate your policy you will have to provide proof of continued insurability as the Company deems suitable and pay revival fee along with all due premiums. The revival fee is Rs. 250 which is reviewable subject to IRDA's approval
Terms and Conditions :
Cost of medical examination.At the time of purchase of the policy, the cost of medical examination and special tests, if any, will be borne by the Company.At the time of revival of a lapsed policy, the cost of medical examination and special tests, if any, will be borne by you
Exclusion :
No benefit amount will be payable if the death of the life insured has occurred directly or indirectly as a result of suicide within one year from the date of commencement of risk of policy and in case of reinstatement of the policy, from date of reinstatement.
Nomination & Assignment :
Nomination, in accordance with Section 39 of Insurance Act, 1938, is permitted under this policy. Assignment, in accordance with Section 38 of Insurance Act, 1938, is permitted under this policy.
How To Buy :
. This product is available to Resident Indians only
. All quotes are in Indian Rupees (INR) and are accepted only in INR.
. Premium rates are subject to reduction or increase basis your Profile and health status.
. If a cancellation is requested before the issuance of the policy, the Company shall refund the application money after deduction of the expenses incurred on medical examination, if applicable
. If a cancellation is requested post the issuance of the policy, the Company shall refund the premium amount after deduction of the expenses incurred on medical examination and/or stamp duty, as applicable
. Documents required for policy processing include
. Photo Identity Proof (copy of your PAN Card, Passport or Driving License)
. Income Proof (copy of last 3 months salary slip, copy of latest ITR or Form 16)
These document images can be e-mailed or uploaded on our website for faster processing
Freelook Period :
You have a right to review the Policy Terms and conditions within 30 days from the date of receipt of the policy document. If you cancel the policy during this freelook period, the company will refund the premium paid after deducting proportionate risk premium and expenses incurred on medicals and stamp duty.
Disclaimers :
Aviva Life Insurance Company India Limited. Insurance is a subject matter of solicitation. Advertisement Number: 2091 | UIN No.: 122N093V01
Section 41 :
In accordance with Section 41 of the Insurance Act, 1938, "No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: Provided that acceptance by an insurance agent of commission in connection with a policy of life insurance taken out by himself on his own life shall not be deemed to be acceptance of a rebate of premium within the meaning of this sub-section if at the time of such acceptance the insurance agent satisfies the prescribed conditions establishing that he is a bona fide insurance agent employed by the insurer. Any person making default in complying with the provisions of this section shall be punishable with fine which may extend to five hundred rupees"
Section 45 :
In accordance with Section 45 of the Insurance Act, 1938, "No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy-holder and that the policy-holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose: Provided that nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal."
KeyWords : Aviva i-life Plan , Aviva Term Life insurance , Compare Best term plans in Aviva Life insurance , Less Premium and High SumAssured - Aviva i-Life , Aviva i-life product -Online epolicy , Online Aviva life insurance plans , Buy Aviva Life insurance Plans

© 2010 avivaonlineinsurance.in All rights reserved. | Privacy Policy

ICM Insurance Brokers Private Limited

Our IRDA License No: 387, validity upto 23/11/2017 Category of license : Direct Broker

Principal Officer : Kalyani Narayanan, Contact Number: +91-9841544068. Insurance is the subject matter of solicitation.

Powered by easyinsuranceindia.com